AML–CFT Officer

Powens

  • L'Hospitalet de Llobregat, Barcelona
  • Permanente
  • Tiempo completo
  • Hace 1 mes
A pioneer and market leader in Embedded Banking, we are committed to supporting financial players in designing services and payment experiences that users love.Headquartered in Paris and Barcelona, Powens Group is at the forefront of the Open Finance movements in Europe and Latin America. Our mission is to offer banking technology as a service to any company aiming to enhance user experience and operational efficiency. We achieve this through our API-based regulated solutions covering multiple products in Open Banking / Finance, and more.Unnax (part of Powens Group) is a licensed Electronic Money Institution regulated by the Bank of Spain. Powens Group is a rapidly growing fintech company, holding passports to operate in all European countries.We are a trusted partner to the top financial industry players and software editors in Europe, and we have achieved this by scouting the best talents. Joining Powens Group means being a part of an inclusive, multicultural, and international group of over 130 employees.Job Description:As a Junior AML–CFT Officer, you will be responsible for supporting the AML/CFT team in day-to-day operations, including initial transaction reviews and handling low-risk alerts.Your missions:
  • Assist in customer due diligence (CDD) and onboarding tasks in line with AML procedures.
  • Help reduce AML alert backlog by improving processing efficiency and ensuring accurate documentation.
  • Learn and apply AML/CFT workflows, understanding how each step contributes to our compliance goals.
  • Prepare and maintain basic reports and records related to transaction monitoring and customer files.
  • Take part in internal compliance training and self-study initiatives to strengthen knowledge of AML/CFT regulations and best practices.
  • Communicate clearly and respectfully with team members, escalating issues as appropriate.
Profile and skills required:
  • Minimum 2 years of experience in AML/CFT, preferably in fintechs, electronic money institutions, banks, or similar regulated environments.
  • Academic background in Law, Economics, Finance, Political Science, or similar.
  • Strong interest in regulatory compliance, AML/CFT, or fintech risk management.
  • Deep knowledge of Spanish AML-CFT regulations and KYC principles. Advanced certifications (e.g. CAMS, ICA, CE, CFCS) are highly valued.
  • Fluency in Spanish and English (verbal and written); other languages are a plus.
  • Proficiency in Microsoft Excel and PowerPoint; familiarity with compliance tools (ComplyAdvantage, Dow-Jones Factiva) or CRM systems (Hubspot) is appreciated.
  • Detail-oriented, well-organized, and eager to learn.
  • Strong ethical standards and the ability to work with discretion on sensitive matters.
  • Ability to work collaboratively as part of a team, but also independently when needed.
Recruitment process:
  • HR online interview
  • Online interview with Head of AML-CFT
  • Case study with Head of AML-CFT and Chief Compliance Officer
Powens Group is an Equal Opportunity Employer which means we pledge to not discriminate against employees based on race, color, religion, sex, national origin, age, disability or genetic information.. If reasonable accommodations are needed for the interview process, please let us know what you need and we will do our best to accommodate!

Powens